Terms

Terms of use

Susman Insurance Agency, licensed to sell insurance in California (License 0B75129), operates this website. It gives factual background on life insurance and supplies a rate quote engine based on information you supply.

Quotes are estimates. The premiums displayed come from carriers for the rating level you picked and are for reference. They're not an insurance promise, a cost guarantee, or approval assurance. The company determines your actual costs, rating, and acceptability through its review; the final issued policy governs all terms.

No coverage is bound here. Hitting send on a rate request, application, or contact doesn't create or change a plan. Coverage begins only once an insurance company approves and issues a policy and you accept and pay for it.

Availability. Insurance options, company choices, and pricing differ based on where you live and your specific profile and can shift without advance notice. Quotes apply to California residents only.

Information. The educational pages on this site deliver general facts, not customized guidance on taxes, law, or money. Check with qualified advisors about anything significant.

Third-party platform. When you go to the apply page, it connects you to an outside application engine with separate terms governing its use.